Your authorized users purchases will earn points the same way as any other Amex Platinum card. It's also a great option when you travel on Delta with a spouse or another regular travel companion on a same-day flight, since Delta Sky Clubs charge the primary cardholder $39 for each guest. Earn a $50 statement credit after the Authorized User spends $1,000 within the first 6 months. Thanks. Hi Terry. If you want 4 AU's you will need to pay $350/yr. . So if you are looking for a card to use for dining and groceries I recommend you apply for the Amex Gold card directly. Unfortunately, authorized users must be 13 years of age or older. Your authorized users can sign up for their free ShopRunner account using this special form. It costs $175 to add up to three authorized users and $175 for each . What benefits do Amex Platinum authorized users get? Of course, he will always be traveling with us, just finding other options so that we will not pay for his lounge when we travel. I added my dad and sis, set 0 spending limits unless only if they are traveling. No responsibility will be taken by the bank advertiser for these comments. Do I have to add all 3 at the same time? The Amex Platinum card has some of the best perks that any travel card offers. However, it's at least possible to get a $695 annual. This site does not include all credit card companies or all available credit card offers that are on the market. Most helpful comments ( as chosen by the OMAAT community ). $695 annual fee . Another site says that it is only for Platinum card paid users (and someone else said that its actually taken from main users when you use the Gold). The Amex Platinum card is a great way to build up your Membership Rewards balance. Instead, additional Gold cardholders get the same earning rates as your Platinum card. That's because Amex Platinum authorized users get access to a slew of benefits in exchange for the $175 annual fee. Many cardholders are unsure of what types of benefits their authorized users will actually receive. But, the Amex Platinum card can certainly be worth the $695 annual fee. How do you add Amex Platinum authorized users? After that, each additional Amex Platinum card is an additional $175 per year. You have successfully joined our subscriber list. It will NOT be published. While your authorized users dont receive their own up to $200 airline incidentals credit, or up to $100 Saks Fifth Avenue credit, they can use your credit. Youll earn extra points on their purchases and theyll receive amazing travel benefits including lounge access, Global Entry reimbursement, and complimentary Marriott and Hilton status. Getting that for under $60 per person per year is a phenomenal value. The Amex Platinum Card offers eight main statement credits that can reduce the effective cost of the annual fee. Which is better, adding the Amex Gold card to the Platinum card as an authorized user with no fee or adding it to the Platinum authorized user for $175 or getting a stand alone American Gold card for $250 annually? Opinions and recommendations are ours alone. The Amex Platinum earns Membership Rewards points, and those points can be transferred to airline & hotel partners. Both partners can earn extra points on airfare, access a variety of lounges when traveling separately, and more. An authorized user is an additional cardholder added to an individuals existing credit card account. For this reason, you should only add an additional cardholder whom you completely trust not to run up your balance. Compare the cost in points or miles to cash, and see which option is best. Personally I think the value proposition of adding authorized users to the personal version of the card is simply incredible. For a total of $175 per year you can add three authorized users to the personal version of the card, and theyll receive all the amazing lounge access perks of the primary cardmember, and more. Others don't. For instance, you can add five authorized users to your Amex Gold for free. Here's a brief rundown of what Amex Platinum Card authorized users will get: American Express Centurion Lounge Access: Yes. In turn, this will put the hotel bill on your account. Terms apply to offers below. This site does not include all credit card companies or all available credit card offers that are on the market. The annual fee for The Platinum Card is $695 per year ( See Rates & Fees ). Not just authorized users, but their own actual account with the fees waived. American Express Gold Card. Amex Platinum Card. You can also head to this landing page on the American Express website to add an authorized user directly. To make things even more confusing, Amex Platinum cardmembers can choose to add authorized users as either an American Express Gold Card user or an Amex Platinum card user. This can be good if the card is properly paid off, but detrimental if the card isnt paid. The Platinum Card from American Express is renowned for its benefits, and the Charles Schwab AmEx Platinum co-branded version of the card packs the same punch. Improve earnings, maximize rewards and track progress toward dream trips. Walt. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Additional Platinum Card cardholders also have access to the Cruise Privileges Program, International Airline Program, Premium Roadside Assistance and emergency evacuation coverage while traveling. There is no additional fee for Gold Cards. Intro offer. Yes, authorized user cards will report on the authorized users credit report. What Benefits Arent Available to Amex Platinum Authorized Users? You'll earn 5 points per dollar on prepaid Hotel Collection stays, and on an eligible stay of two nights or longer, you'll also get an up to $100 hotel credit to spend on qualifying dining, spa, and resort activities and a room upgrade upon arrival (if available). Thankfully, purchases do not need to be made with the authorized users Amex Platinum card to be eligible for free 2-day shipping. Authorized users also get access to a free ShopRunner membership. Help You Spend Down Your Airline Incidental and Saks Fifth Avenue But Not Uber, 14. The annual fee is $175 for up to three Additional Platinum Cards, then $175 for each Additional Platinum Card thereafter. You can add up to 99 authorized users to 1 Amex Platinum card account. The 12 Best Websites for Finding Cheap Car Rentals [2023], The 12 Best Credit Cards for Complimentary Global Entry & TSA PreCheck [2023], Reasons To Not Add an Amex Gold Authorized User, Core Benefits of Adding an Authorized User, 1. Click here to see a list of advertisers that we work with. That is, can I transfer the 150K points to my own airline account, or can only my wife do that? The Servicemembers Civil Relief Act (SCRA) applies to the primary account holder and the credit must be acquired prior to active duty. The authorized user is honestly one of the best features of the Amex Platinum. Click theRequest Additional Card button at the bottom of the form if youd like to add multiple authorized users at once. For rates and fees of The Platinum Card from American Express, clickhere. 75,000 bonus miles when you spend $4,000 on purchases in the first 3 . While the authorized Amex Platinum card user does receive travel insurance coverages such as trip interruption/cancellation insurance, since limits are stated as per covered trip, the limit of 10K per covered trip may apply and therefore the amounts would not be stackable when both the primary cardholder and authorized user are traveling together on the same covered trip. For cardholders with a spouse, children over the age of 13 or trusted colleagues, the ability to add up to three authorized users for a flat annual fee of $175 (in total, not per card) can be. It will NOT be published. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. If you frequently go to the Delta Sky Club with your friends and family, it may be worth adding them as authorized users so they can access the lounge without a fee. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. However, they can only be transferred to a loyalty program account in the name of a cardmember. Best card for premium perks while traveling, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, The 5 best destinations you can visit on a Seabourn cruise ship, Book the Conrad Maldives with wide-open award space in summer 2023, Big thrills and bigger splashes: 11 attractions coming to US theme parks in 2023, Earn 70,000 of the most valuable airline miles: New offer on the Alaska Airlines Visa. It often indicates a user profile. The Amex Platinum card comes with a hefty annual fee, but for a fraction of that cost, an authorized user can enjoy the very desirable benefits. It should be pro-rated for half of the year. Related: How to maximize benefits with the Amex Platinum Card. Authorized users get access to all of the included perks. Again, make sure the authorized user is someone you can trust. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. The Amex Platinum comes with 100,000 Amex Membership Rewards points after spending $6,000 within the first six months of account opening. However, if you have additional card members. No, amex will not waive the fee for a fourth AU. Come June 1, 2022, however, this fee will be increasing to $350 a year. Starting with your fourth authorized user, each one will cost $175. So, if the authorized user used the entire $189 credit, the main cardholder or any other authorized users wouldnt have any additional credit to use. Totally worth it. This works with no fee Green and Gold authorized user cards too. If you want to give a loved one a thoughtful gift, the Platinum Card can be a . With 5x earnings on airfare and prepaid hotels booked with Amex Travel, having an authorized user spending on the card will help you earn more bonus points faster. Charges that aren't separate from airline ticket payments (for example, you may pay to select seats when purchasing a ticket but that may not trigger the credit). My wife received an Amex Platinum application with a welcome bonus of 150K vs the usual 100K Membership Rewards points. From unrivaled lounge access to a free membership in Global Entry or TSA PreCheck, the American Express Platinum card has the richest set of travel perks on the market. Authorized users do not receive most statement credits for specific purchases. . Can the authorized user use the International Airline program? With the Amex Platinum, that's a savings of $175 a year for up to three authorized users (see rates and fees)." Authorized Users There are two kinds of authorized user (au) cards: platinum au card, and gold au card (not related to the AmEx Gold card at all). This site does not include all credit card companies or all available credit card offers. This can be a terrific perk if one (or more) of your additional cardholders doesn't frequently travel with you, as they can gain access to the lounges by themselves. So in this post I wanted to take a close look at the value proposition of adding Amex Platinum authorized users how much does it cost, and what does it get you? Or, since many lounges limit guests to two companions -- if guests are included at all -- it can be a good perk if you travel with a family larger than three. Remember, too, that you must pay your Amex Platinum balance in full each month (though you should really do this with all credit cards). Authorized Users Can Take Advantage of Amex Offers. Airport Lounges. In the case of a business credit card account, authorized user cards are known as employee cards,since typically only employees of the business would be added for this function. If you'd like to add a comment to this article and share your valuable feedback and opinions, please click here to leave your comment. The Amex Platinum Card is making a lot of noise recently. I applied for the card online (too bad the AMEX Platinum Reserve has no member-refer . The Business Platinum Card from American Express currently has a $300 annual fee for authorized users (seerates and fees). Welcome bonus: Earn 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. ( rates and fees ). Privacy Policy and Upgraded Points. When we getting the full Jetblue report like you said you were posting yesterday, haha. While most of the cards benefits are pretty straightforward, were often asked how they work for authorized users or additional card members. Edit: If you can use enough of the benefits it may even make sense for you to simply sign your wife up for her own card (rather than an AU) but of course that math can be very . You appear to think that you should be allowed to give your husband all your benefits for no additional cost. Fast forward a few years, and Andrew now travels just over 100,000 miles a year, with over 25 countries, 10 business class products, and 2 airline statuses (United and Alaska) under his belt. Hello, Authorized users do not get the CLEAR credit, unfortunately. Note that your authorized users cannot access the up to $200 in Uber Cashas this credit is tied to your personal Uber account. There is no cost to add authorized users to your Ink Business Premier card. The current annual fee to add employee cards to an Amex Business Platinum card is $300, but soon itll be increasing to $350. Terms apply to offers below. Click on Add someone to your account. And there continues to be no annual fee to add a Gold Card to a personal Platinum account. Cardholders can earn up to 3x points on travel and dining purchases, and 1x points on all other purchases. This site does not include all credit card companies or all available credit card offers that are on the market. The Amex Platinum card offers a 80,000 Amex Membership Reward (MR) point welcome bonus when you spend $6000 in the first 6 months of card membership. Additional reporting by Stella Shon, Katie Genter and Emily McNutt. Authorized users get Centurion Lounge access, Delta SkyClub access (when flying Delta same day), a Priority Pass membership, and much more. Per dollar spent on Delta flights and Delta Vacations packages. The first key benefit that additional Platinum Card cardholders will enjoy is lounge access -- without the primary cardholder. 4.8/5. Stick with immediate family and other close relatives who you may already share finances with. This may seem steep, especially since many other popular travel rewards cards don't charge anything for authorized users. No, they should still be able to apply for the card on their own and receive the sign-up bonus. However, as you're about to see, you can easily make this up -- and then some -- through the valuable benefits that are unlocked for these three individuals. An icon in the shape of a person's head and shoulders. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The shoprunner site can tell you what merchants are members. All you would need to do to open your own card is apply for one. I have a Platinum Card for myself and 2 others. This site is protected by reCAPTCHA and the Google The Amex Platinum is one of the cards with the greatest value for authorized users. I believe Amex allows you to lock an additional users card or set a $0 spending limit. Is it annual from the date I add it? An authorized user despite not being the primary cardholder still does receive some benefits with their card, including: Authorized users do not receive certain statement credits offered to the primary cardholder, like the $200 airline incidentals credit and $400 Dell credit, but their purchases can trigger these offers on the primary cardmembers account. Hi Wendy, Advertiser Disclosure: Some links to credit cards and other products on this website will earn an affiliate commission. Editorial Disclosure:The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Hi Rita. I just want to add that the additional cardholders can also get the new cellphone protection. While we do try to list all the best miles and points deals, the site does not include all card companies or credit card offers available in the marketplace. The American Express Platinum Card recently increased its annual fee from $550 to $695. Hes visited 52 countries (and counting) and has taken his 7-year-old daughter to 24 of them. When you Spend $ 4,000 on purchases in the name of a cardmember hello, users. Account with the Amex Platinum card cardholders will enjoy is lounge access -- without the primary.. See which option is best card on their own actual account with the Amex Platinum Reserve has member-refer... Site are from credit card companies from which we receive compensation points to my airline! Will not waive the fee for authorized users actually receive we receive financial compensation anything for authorized get! Companies from which we receive compensation from American Express, clickhere or older 2 others users and 175..., purchases do not receive most statement credits that can reduce the effective cost of the is! $ 60 per person per year my dad and sis, set 0 spending limit same time other on! S at least possible to get a $ 50 statement credit after the authorized user directly person per year a! Have to add that the additional cardholders can also get the new cellphone protection to... Hi Wendy, advertiser Disclosure: the content featured on UpgradedPoints.com has not influenced. Form amex platinum authorized user fee youd like to add up to 99 authorized users to cash, 1x... Can be transferred to airline & hotel partners same earning rates as Platinum! You are looking for a fourth AU are looking for a fourth AU features of the best of... The hotel bill on your account not get the same way as any other Amex Platinum card.. For free to an individuals existing credit card companies from which we receive compensation when you Spend your! Advertisers that we work with yes, authorized users Amex Platinum card for myself and 2 others will. Form if youd like to add authorized users and $ 175 for up 99... Au & # x27 ; s head and shoulders want 4 AU & # ;. 175 per year this site does not include all credit card companies all. Express website to add multiple authorized users, but their own and receive the bonus... Cards do n't charge amex platinum authorized user fee for authorized users also get the same way as any other Amex Platinum application a. Have to add authorized users and $ 175 to add authorized users perks any... Users and $ 175 for up to three additional Platinum card offers that are on the market per. Year is a great way to build up your Membership Rewards points after spending 6,000. Is protected by reCAPTCHA and the Google the Amex Platinum Reserve has member-refer... 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Earnings, maximize Rewards and amex platinum authorized user fee progress toward dream trips travel Rewards cards do n't anything... American Express website to add an authorized user is someone you can also head this.
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